A financial OS for Dutch freelancers and expat business owners. Connect your bank. Wijs handles the rest — automatic categorization, live BTW dashboard, and an AI agent that prepares and files your Dutch tax returns.

1.5 million ZZP’ers in the Netherlands. 500,000 expats running businesses. Every existing Dutch tax tool — Moneybird, e-Boekhouden, Twinfield — is Dutch-only, manual, and advisory. You enter the data. You interpret the rules. You file the return. The software watches.

askwijs is the only platform that works natively in English and Dutch, auto-connects bank accounts via PSD2 open banking, and has an AI agent that categorizes transactions and files BTW aangifte to the Belastingdienst. Not advises. Files.

The pipeline is five steps. Connect — PSD2 links ING, ABN AMRO, Rabobank, and Bunq automatically. Categorize — every transaction is auto-tagged as business or personal, with deductible percentages calculated. Dashboard — live netto income, BTW position, tax forecast, and deadline tracking. File — Wijs prepares and submits the BTW return directly. Advise — the AI agent answers questions grounded in your actual transaction data, not generic tax guidance.

The target is specific. Dutch freelancers navigating BTW, zelfstandigenaftrek, and the Belastingdienst. Expats stranded by Dutch-only tools who need English-first tax automation. Eenmanszaak owners who want an agent, not an accountant.

The design language is warm premium dark — Lora serif for display, Plus Jakarta Sans for body, JetBrains Mono for identifiers. Wijs Blue (#2563EB) on near-black (#0B0F1A). The interface feels like a financial instrument, not a SaaS dashboard.

Stack: React 19 · Vite 6 · Tailwind CSS v4 · Hono 4 · PostgreSQL · Drizzle ORM · Supabase Auth · Tink PSD2 API · Claude API · Stripe Status: MVP. Auth, bank connection, auto-categorization, live dashboard, AI chat. Agent filing in Phase 2. askwijs.ai · GitHub